This is a best-selling authors' expert guidance on how to be a taxsaver instead of a taxpayer.  It shall helps the readers for Mastering tax basics: Exempted incomes, including NSO schemes, LIC payments and dividends from shares and equity funds * Tax concessions for salary earners * Deductions from income under new Section 80C, pension scheme, Mediclaim, deductions from interest on loans, etc. 

It shows the Top tax haven -- Shares and equity, mutual funds: Total tax exemption on long-term capital gains * Tax-free dividends * How to use equity funds like a savings account * How to reduce market risk * Growth versus dividend options.

How to save capital gains: All the exemptions available under Section 54 -- and how to make the best use of them * Making use of indexation to lower taxes * Buying a house property to save tax on capital gain * Capital gains on gifted assets * Capital Gains Account Scheme -- the pitfalls to watch out for.

Tax-saving investment options: PPF and Employee's Provident Fund (EPF) -- tips and tricks; why additional contribution to EPF may be a great idea * How HUF partition can save tax. Retirement planning: When to opt for VRS * Best investment options for retirement planning * Pension pitfalls. Investing in property: Tax-efficient ways of investing in property * Housing loans for your dream house -- how much loan to go in for.  Plus: Solutions to frequently-encountered tax kinks, including: Salary * Hindu Undivided family * Income tax * Gift and wealth * NSCs and PPF * Shares and securities * Mutual funds * Life insurance * House property, etc.